TIP #61 Skincare: what are you doing to prevent wrinkles?

The number-1 cause of wrinkles is sun damage, so it's important to use sunscreen even in winter and on cloudy days. A great tip is to purchase two moisturizers: One for night and one for day that has at least an SPF15 UV protection. Don't use moisturizers with sunscreen at night, they are not meant to be used 27/7 and the ingredients can aggravate skin.

TIP #60 On the web: Too many passwords?

Here is an easy tip to manage your online password overload. According to Consumer Reports, it is best to have three passwords: one for financial websites, another one for site with your personal information and a third for sites with no confidential information, like blogging sites. Make it easier by starting with something easy to remember like the name of your pet spell backwards. And then add some numbers or signal to the beginning and end.